Home Loans

Types of Loans
The VA offers a number of home loan services to eligible veterans, some military personnel, and certain spouses including:
  • Guaranteed Loans: The VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot, or certain types of condominiums. The VA can also guarantee loans for building, repairing, and improving homes.
  • Refinancing Loans: If you have a mortgage, the VA may be able to help you refinance your loan at a lower interest rate.
  • Special Grants: Certain disabled veterans can receive grants to have their homes specially adapted to their needs.
Time Limits
There is no time limit for a VA home loan, except for eligible reservists.
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